The last mile
is where we live.
You move the money. We deliver it. Simpaisa is the last-mile payout infrastructure for remittance operators sending funds into Pakistan, Bangladesh, Nepal, Iraq, Egypt, Nigeria, and Saudi Arabia.
Talk to salesLive remittance corridor
From
United States
To
Pakistan
$300 → PKR 83,400
Delivered to recipient's mobile wallet · AML cleared · FX locked
Partners in Payment Excellence
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Frontier markets with deep last-mile remittance infrastructure
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Wallet delivery rails available in seconds, not hours
24/7
Payouts never stop for weekends, holidays, or banking hours
1 API
Single integration to reach all seven markets simultaneously
How it works
You send. We deliver.
Every time. Everywhere.
Simpaisa sits between your platform and the recipient's wallet or bank account.
You initiate the payout via our API we handle routing, compliance, FX, and last-mile delivery in-country.
Step 01 — Your platform
You initiate the payout
Your remittance platform sends a payout instruction via the Simpaisa API. Specify the recipient, market, amount, and preferred delivery method.
Remitly
White-label modules
Wise Business
Bank-grade sender
Western Union
Agent network
Step 02 — Simpaisa
We route, screen, and deliver
Our infrastructure handles FX conversion, AML/sanctions screening, smart routing to the optimal local rail, and real-time delivery confirmation.
Smart Last-Mile Routing
Optimal rail selection
Compliance Engine
AML & sanctions screening
FX Conversion
Live mid-market rates
Step 03 — Recipient
Funds arrive. Instantly.
The recipient receives funds directly in their mobile wallet or bank account in local currency — in seconds for wallets, same-day for bank transfers.
Mobile Wallet
Easypaisa · JazzCash · HBL Konnect · Alfa wallet
Bank Account
1LINK · IBFT · RAAST
Delivery Confirmed
Real-time status webhook
Market coverage
Seven markets.
Deep infrastructure in each.
The top remittance-receiving markets in South Asia, the Middle East, and Africa. Connected to the local wallets and banks your recipients already use.
Pakistan
$27B+ annual remittance inflows
Local rails
- Easypaisa · JazzCash · HBL Konnect Alfa wallet
- IBFT · Bank transfers
- Raast instant payment
Bangladesh
$22B+ annual remittance inflows
Local rails
- bKash · Nagad · Rocket
- BEFTN · Bank transfers
- MFS interoperability
Nepal
$9B+ annual remittance inflows
Local rails
- eSewa · Khalti · NIC Pay
- ConnectIPS · Bank transfers
- NRB regulated
Iraq
Large diaspora from GCC & Europe
Local rails
- ZainCash · AsiaHawala
- Local agent network
- Cash payout network
Egypt
$26B+ annual remittance inflows
Local rails
- Vodafone Cash · ok Cash
- InstaPay · Fawry
- Orange Cash · Bank transfers
Nigeria
$20B+ annual remittance inflows
Local rails
- OPay · PalmPay · Kuda
- NIP · NECS instant
- GTBank · Zenith mobile
Saudi Arabia
Large expat workforce sending home
Local rails
- STC Pay · Mada
- SARIE instant payment
- SAMA regulated
More coming
Expanding coverage
- Kenya · Ghana · Tanzania
- Philippines · Sri Lanka
- + 20 on our board
Infrastructure built for remittance
Everything a remittance operator needs. Nothing more.
We don't build remittance apps. We build the infrastructure that makes your
app work in markets where fintech stops.
Funds reach wallets in seconds. Not hours.
Wallet payouts settle in real time your recipient gets a notification and available balance within seconds of your API call. Bank transfers clear same-day via local domestic rails. Available 24/7, every day of the year.
- Mobile wallet payouts settle in seconds
- Bank transfers: same-day via local domestic rails
- No batch cut-off times or banking hours delays
- Real-time delivery status tracking per payout
Live payout activity
JazzCash wallet · Karachi
Family support · PKR 8,500
bKash wallet · Dhaka
Family support · BDT 4,200
Vodafone Cash · Cairo
Family support · EGP 1,800
eSewa wallet · Kathmandu
Family support · NPR 2,100
Ready to disburse to frontier markets?
Common Questions
Frequently asked about Simpaisa Remittance
Every payout is screened against AML watchlists and OFAC, UN, EU, and local sanctions lists before delivery — automatically, in real time. We maintain compliance with local central bank requirements in all seven markets, and provide automated reporting for regulatory submissions.
Yes. Simpaisa's API supports multi-currency, multi-market batch payouts in a single request. One call can include recipients in Pakistan, Bangladesh, Nepal, Iraq, and Saudi Arabia simultaneously.
Yes. Our API supports multi-market, multi-currency batch payouts in a single call. One integration covers Pakistan, Bangladesh, Nepal, Iraq, Egypt, Nigeria, and Saudi Arabia simultaneously with no separate contracts or integrations per market.
Our routing engine automatically fails over to the next available rail in that market. We maintain multi-rail redundancy across all seven markets — if JazzCash is degraded in Pakistan, we reroute via Easypaisa or IBFT without any action required from you.
Mobile wallet deliveries are real-time funds available in seconds. Bank transfer delivery depends on local clearing rails: same-day in most markets, next-day for some bank-to-bank transfers. We provide real-time delivery status via webhook so your platform always knows the payout status.
Simpaisa holds a FINTRAC license as a registered Money Services Business (MSB) in Canada. Backed by comprehensive KYC, AML, and FINTRAC compliance protocols, we provide businesses with a secure and compliant payments infrastructure that helps mitigate risk, satisfy regulatory requirements, and protect against financial crime in an increasingly complex landscape.